Bankruptcy Case Waiting Period

If a you received a discharge in a Chapter 7 bankruptcy, you have to wait a minimum of eight years before you can file a new Chapter 7 case.  If you filed a prior Chapter 7 case require debt relief, a Chapter 13 case may be filed instead, and if four years have gone by since the Chapter 7 case filing,  you will not have to entirely repay creditors.  If you got a Chapter 13 discharge in a Chapter 13 bankruptcy case, then you have to wait a minimum of six years before you can file for Chapter 7.